Benefits and perks decoded
Employers list benefits as if everyone knows what they are worth. This module explains what each one actually gives you, what it costs, what happens when you need it, and how to put a value on it when comparing offers. It explains — it does not recommend any insurer or policy.
7 lessons · about 57 minutes · 5-question assessment
Workplace pensions and the State PensionAuto-enrolment, employer matching, the State Pension, and why the employer percentage is the number to compare.9 minLife insurance, death in service and trustsDeath in service, personal life insurance, nomination forms and trusts — and who actually receives the money.10 minCritical illness coverWhat it pays, what a 'definition' is, and how it differs from life insurance and income protection.7 minSick pay and income protectionWhat you are paid if you are too ill to work, from statutory sick pay to income protection.8 minPrivate medical insurance and health cash plansWhat it covers, what it never covers, how a claim works, and the tax that comes with it.7 minMaternity, paternity and family leaveStatutory leave and pay for new parents, what 'enhanced' means, and what to check before you accept an offer.9 minEverything else on the benefits listCycle to work, electric cars, share schemes, holiday trading and the perks that are mostly decoration.7 min