Banking, saving and budgeting
The everyday money skills nobody formally teaches: how bank accounts and payments work, whether an account with perks is worth paying for, the different kinds of savings account, how to build a budget that survives a real month, and how to write a cheque.
6 lessons · about 41 minutes · 5-question assessment
Bank accounts and how money movesAccount types, debit versus credit, how each payment method works and how long it takes, switching banks, and what protects your money.8 minBank accounts with perksPaid accounts that come with insurance and extras, how to tell whether one is worth it, and the cover you may already have.6 minTypes of savings accountEasy access, notice, fixed-rate, regular savers, cash ISAs, Lifetime ISAs and Premium Bonds — what each does and the trade-offs.9 minBuilding a budget that survives a real monthA simple method, a starting split, and what to do when the numbers do not balance.7 minEmergency funds and saving for goalsHow much to keep for emergencies, where to keep it, and the order to save in.6 minHow to write and pay in a chequeCheques are rare but still turn up. Here is how to fill one in correctly.5 min